Home Based Business Insurance

Increasing numbers of people are working from home or operate a home based business. The use of the private house for business purposes can create some difficulties with existing home insurance arrangements, and generates a requirement for additional insurances such as business contents, public liability insurance and employers liability insurance.

Working from Home, Homeworkers Policies and Business from Home Insurance contracts are offered by a variety of underwriters to meet the needs of this market.

Some policies are available to offer cover for purely the business requirements of the policyholder whereas others are available that will cater for both the traditional home insurance risks alongside the business risks on the same contract.

The good news about these home based business insurance policies is that the premiums are very competitive and cover in respect of business contents, public and product liability, and employers liability can be obtained at a fraction of the cost available under other plans. Please note that this product is not suitable for motor traders.